@font-face{font-family:"Montserrat";font-style:normal;font-weight:300;font-display:swap;src:url(/fonts/montserrat-latin-ext-300-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:300;font-display:swap;src:url(/fonts/montserrat-latin-300-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/montserrat-latin-ext-400-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/montserrat-latin-400-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/montserrat-latin-ext-500-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/montserrat-latin-500-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/montserrat-latin-ext-600-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/montserrat-latin-600-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/montserrat-latin-ext-700-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/montserrat-latin-700-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

/* Layout: echte Website – Petrol-Kopf, weiße Inhaltsflächen, Bilder überlagern Petrol-Blöcke, Zielgruppen-Kacheln als Einstieg. Ein Lichtthema nach Markenhandbuch. */
:root{
  --petrol:#184853; --petrol-dark:#0F333B; --cyan:#23CEF4; --cyan-text:#0E9BC0;
  --ink:#3D5C64; --line:#DCE5E7; --soft:#F3F6F7; --white:#FFFFFF; --muted:#C9D8DB;
  --font:"Montserrat", Arial, Helvetica, sans-serif;
  --wrap:1200px; --gut:clamp(16px,4vw,32px);
  --ease-out:cubic-bezier(0.23,1,0.32,1); --ease-in-out:cubic-bezier(0.77,0,0.175,1); --ease-drawer:cubic-bezier(0.32,0.72,0,1);
  color-scheme: light;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--font);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
::selection{background:var(--cyan);color:var(--petrol)}
input,textarea{caret-color:var(--petrol)}
a{text-underline-offset:.2em;text-decoration-thickness:1px}
.team-strip{scrollbar-color:var(--petrol) var(--line)}
a{color:var(--cyan-text)}
h1,h2,h3{color:var(--petrol);font-weight:600;line-height:1.15;margin:0;text-wrap:balance}
h1{font-size:clamp(36px,5.2vw,64px);letter-spacing:-.015em}
h2{font-size:clamp(28px,3.4vw,42px);letter-spacing:-.01em}
h3{font-size:20px;line-height:1.35}
p{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:var(--gut)}
.lead{font-size:clamp(17px,1.6vw,20px);line-height:1.6;max-width:600px}
.over{font-size:12px;font-weight:600;letter-spacing:.3em;text-transform:uppercase;color:var(--cyan-text)}
.on-dark .over{color:var(--cyan)}
section{position:relative}
section[id]{scroll-margin-top:72px}
.sec{padding-block:clamp(56px,7vw,92px)}
:focus-visible{outline:3px solid var(--cyan);outline-offset:3px}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:10px;font:600 16px/1 var(--font);padding:17px 26px;border-radius:2px;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background-color 180ms ease,color 180ms ease,border-color 180ms ease,transform 160ms var(--ease-out)}
.btn:active{transform:scale(.97)}
.btn svg,.arw{transition:transform 200ms var(--ease-out);flex:none}
@media (hover:hover) and (pointer:fine){.btn:hover svg,.path:hover .arw,.seglinks a:hover .arw,.card:hover .arw{transform:translateX(4px)}}
.btn-primary{background:var(--petrol);color:var(--white)}
.btn-primary:hover{background:var(--petrol-dark)}
.btn-cyan{background:var(--cyan);color:var(--petrol)}
.btn-cyan:hover{background:var(--white)}
.btn-ghost{border-color:var(--petrol);color:var(--petrol);background:transparent}
.btn-ghost:hover{background:var(--petrol);color:var(--white)}
.btn-ghost-light{border-color:var(--white);color:var(--white)}
.btn-ghost-light:hover{background:var(--white);color:var(--petrol)}
.row{display:flex;flex-wrap:wrap;gap:14px;align-items:center}

/* Header */
.hdr{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--petrol);transition:box-shadow .3s}
.hdr.scrolled{box-shadow:0 1px 0 rgba(255,255,255,.08)}
.hdr-in{display:flex;align-items:center;gap:24px;min-height:124px;transition:min-height 250ms var(--ease-out)}
.hdr.scrolled .hdr-in{min-height:84px}
.logo img{height:112px;width:auto;transition:height 250ms var(--ease-out)}
.hdr.scrolled .logo img{height:72px}
.nav{display:flex;align-items:center;gap:6px;margin-left:auto}
.nav>a,.nav .dd>button{font:500 15px var(--font);color:var(--white);text-decoration:none;padding:12px 14px;background:none;border:none;cursor:pointer;position:relative;display:inline-flex;align-items:center;gap:6px}
.nav>a::after,.nav .dd>button::after{content:"";position:absolute;left:14px;right:14px;bottom:6px;height:2px;background:var(--cyan);transform:scaleX(0);transform-origin:left;transition:transform .25s}
.nav>a:hover::after,.nav>a.active::after,.nav .dd>button:hover::after,.nav .dd.active>button::after{transform:scaleX(1)}
.dd{position:relative}
.dd-panel{position:absolute;top:calc(100% + 10px);left:-20px;width:min(640px,90vw);background:var(--white);border-top:4px solid var(--cyan);display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:20px;opacity:0;visibility:hidden;transform:translateY(-4px) scale(.98);transform-origin:top left;transition:opacity 180ms var(--ease-out),transform 180ms var(--ease-out),visibility 180ms;box-shadow:0 24px 48px -24px rgba(15,51,59,.45)}
.dd:hover .dd-panel,.dd.open .dd-panel{opacity:1;visibility:visible;transform:none}
.dd-panel.one{grid-template-columns:1fr;width:min(360px,90vw)}
.dd-col{display:flex;flex-direction:column;gap:2px}
.dd-col p{font-size:12px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--ink);padding:6px 14px}
.dd-panel a{display:flex;flex-direction:column;padding:12px 14px;text-decoration:none;border-radius:2px;transition:background-color 150ms ease}
.dd-panel a:hover{background:var(--soft)}
.dd-panel a strong{color:var(--petrol);font-weight:600;font-size:16px}
.dd-panel a span{color:var(--ink);font-size:13px;line-height:1.4}
.hdr .btn-cyan{padding:14px 20px;font-size:15px;margin-left:10px}
.nav>a.btn-cyan{background:var(--cyan);color:var(--petrol);font-weight:600;border-radius:2px}
.nav>a.btn-cyan::after{display:none}
@media (hover:hover) and (pointer:fine){.nav>a.btn-cyan:hover{background:var(--white)}}
.burger{display:none;margin-left:auto;background:none;border:none;color:var(--white);padding:10px;cursor:pointer}
.mnav{display:none}
@media (max-width:1279px) and (min-width:1025px){
  .hdr-in{gap:16px}
  .nav{gap:2px}
  .nav>a,.nav .dd>button{font-size:14px;padding:10px 9px}
  .nav>a::after,.nav .dd>button::after{left:9px;right:9px}
  .hdr .btn-cyan{padding:12px 16px;font-size:14px;margin-left:6px}
  .logo img{height:88px}
  .hdr.scrolled .logo img{height:64px}
}
@media (max-width:1024px){
  .nav,.hdr .btn-cyan.desk{display:none}
  .burger{display:block}
  .mnav{display:block;position:fixed;inset:84px 0 0 0;background:var(--petrol);padding:24px var(--gut) 48px;overflow:auto;transform:translateX(100%);transition:transform 400ms var(--ease-drawer);z-index:49}
  .mnav.open{transform:none}
  .mnav a{display:block;color:var(--white);text-decoration:none;font-size:20px;font-weight:500;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.12)}
  .mnav .sub{font-size:16px;padding-left:16px;color:var(--muted)}
  .mnav .btn{margin-top:24px;border-bottom:none}
  .logo img,.hdr.scrolled .logo img{height:72px}
  .hdr-in,.hdr.scrolled .hdr-in{min-height:84px}
}

/* Hero Start */
.hero{overflow:hidden;background:var(--white)}
.hero-slab{position:absolute;top:0;right:0;bottom:0;width:38%;background:var(--petrol)}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr 1fr;gap:clamp(32px,5vw,72px);align-items:center;padding-block:clamp(56px,8vw,104px) clamp(120px,12vw,160px)}
.hero-text{display:flex;flex-direction:column;gap:24px;min-width:0}
.hero h1 .accent{display:block;font-weight:400}
.hero-over .brand{display:block;font-size:clamp(17px,1.5vw,20px);font-weight:700;letter-spacing:.18em;color:var(--petrol);margin-bottom:6px}
.hero-over .sr-sep{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.hero-img{position:relative;min-width:0}
.hero-img img{width:100%;aspect-ratio:5/4;object-fit:cover;object-position:center 30%}
.chip{position:absolute;background:var(--white);padding:14px 18px;display:flex;gap:12px;align-items:center;box-shadow:0 18px 40px -20px rgba(15,51,59,.5);font-size:13px;line-height:1.35;color:var(--ink)}
.chip strong{display:block;color:var(--petrol);font-size:22px;line-height:1.1}
.chip-a{left:-28px;bottom:-24px;border-bottom:4px solid var(--cyan)}
.chip-b{right:-12px;top:24px}
.stars{display:inline-flex;gap:2px}
.stars svg{width:15px;height:15px;fill:var(--cyan-text)}
.chip .stars{margin-bottom:4px}
.on-dark .stars svg{fill:var(--cyan)}
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;padding-bottom:120px}
  .hero-slab{width:100%;top:auto;height:34%}
  .chip-a{left:12px}
  .chip-b{right:12px}
}
@media (prefers-reduced-motion:no-preference){
  .hero-text>*{animation:rise .7s cubic-bezier(.2,.7,.2,1) both}
  .hero-text>*:nth-child(2){animation-delay:.08s}
  .hero-text>*:nth-child(3){animation-delay:.16s}
  .hero-text>*:nth-child(4){animation-delay:.24s}
  .hero-img{animation:rise .9s .1s cubic-bezier(.2,.7,.2,1) both}
}
@keyframes rise{from{transform:translateY(18px)}to{transform:none}}

/* Zielgruppen-Kacheln */
.paths{margin-top:-96px;position:relative;z-index:2}
.paths-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.path{background:var(--white);text-decoration:none;color:var(--ink);display:flex;flex-direction:column;box-shadow:0 24px 48px -28px rgba(15,51,59,.55);transition:transform 250ms var(--ease-out),box-shadow 250ms var(--ease-out);min-width:0}
.path:active{transform:scale(.99)}
@media (hover:hover) and (pointer:fine){.path:hover{transform:translateY(-6px);box-shadow:0 32px 56px -28px rgba(15,51,59,.65)}}
.path img{width:100%;aspect-ratio:16/10;object-fit:cover}
.path-b{padding:22px 22px 24px;display:flex;flex-direction:column;gap:8px;flex:1;position:relative}
.path-b::before{content:"";position:absolute;left:0;top:0;height:4px;width:100%;background:var(--cyan);transform:scaleX(.13);transform-origin:left;transition:transform 400ms var(--ease-out)}
@media (hover:hover) and (pointer:fine){.path:hover .path-b::before{transform:scaleX(1)}}
.path h3{font-size:19px}
.path p{font-size:15px;line-height:1.55}
.path .go{margin-top:auto;padding-top:10px;font-weight:600;color:var(--petrol);font-size:15px;display:inline-flex;gap:8px;align-items:center}
.path .go .arw{color:var(--cyan-text)}
@media (max-width:1000px){.paths-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.paths-grid{grid-template-columns:1fr}
  .paths .paths-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.paths .path img{aspect-ratio:4/3}.paths .path-b{padding:14px 14px 16px;gap:6px}.paths .path h3{font-size:16px;line-height:1.25}.paths .path p{display:none}.paths .path .go{font-size:13px;padding-top:4px}}

/* Banken-Laufband */
.banks{padding-block:56px 24px}
.banks p.lbl{text-align:center;font-size:14px;margin-bottom:22px}
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent)}
.track{display:flex;gap:56px;width:max-content;animation:slide 40s linear infinite}
.track span{font-size:20px;font-weight:600;color:var(--petrol);opacity:.55;white-space:nowrap;letter-spacing:-.01em}
@keyframes slide{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.track{animation:none;flex-wrap:wrap;justify-content:center;width:auto}}

/* Split-Abschnitte */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,88px);align-items:center}
.split>*{min-width:0}
.split.rev>:first-child{order:2}
.stack{display:flex;flex-direction:column;gap:20px}
.framed{position:relative}
.framed::before{content:"";position:absolute;inset:24px -24px -24px 24px;border:2px solid var(--cyan);z-index:0}
.framed.left::before{inset:24px 24px -24px -24px}
.framed img{position:relative;z-index:1;width:100%;aspect-ratio:4/3;object-fit:cover}
@media (max-width:900px){.split{grid-template-columns:1fr}.split.rev>:first-child{order:0}.framed::before{inset:16px -12px -16px 16px}.framed.left::before{inset:16px 16px -16px -12px}}
.ticks{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:14px}
.ticks li{display:flex;gap:14px;align-items:flex-start}
.ticks svg{flex:none;width:24px;height:24px;margin-top:3px;stroke:var(--cyan-text)}
.ticks strong{color:var(--petrol)}

/* Werte */
.values{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(24px,4vw,56px)}
.value{display:flex;flex-direction:column;gap:12px}
.value .ic{width:56px;height:56px;border-radius:50%;background:var(--soft);display:grid;place-items:center}
.value .ic svg{width:26px;height:26px;stroke:var(--petrol)}
@media (max-width:800px){.values{grid-template-columns:1fr}}

/* Vorteile (nummeriert) */
/* Vorteile: Karten mit Haken und Cyan-Unterstreichung des Vorteils */
.adv{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.adv>div{position:relative;padding:20px 20px 22px;background:var(--soft);border-top:3px solid var(--cyan);display:flex;flex-direction:column;gap:8px;min-width:0;transition:transform .25s var(--ease-out),box-shadow .25s var(--ease-out)}
.adv>div::before{content:"";width:30px;height:30px;border-radius:50%;background:var(--cyan) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23184853' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/17px no-repeat;margin-bottom:4px;flex:none}
@media (hover:hover) and (pointer:fine){.adv>div:hover{transform:translateY(-4px);box-shadow:0 22px 40px -26px rgba(15,51,59,.55)}}
.adv h3{font-size:18px;line-height:1.35}
.adv h3 .ul{background:linear-gradient(transparent 60%,rgba(35,206,244,.5) 60%,rgba(35,206,244,.5) 92%,transparent 92%) no-repeat 0 0/100% 100%;-webkit-box-decoration-break:clone;box-decoration-break:clone;transition:background-size .8s var(--ease-out) calc(var(--rd,0s) + .35s)}
.js-fx .adv>div:not(.rv-in) h3 .ul{background-size:0% 100%}
.adv p{font-size:15px;line-height:1.55}
.sec.soft .adv>div{background:var(--white)}
@media (max-width:1000px){.adv{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.adv{grid-template-columns:1fr;gap:10px}.adv>div{display:grid;grid-template-columns:30px minmax(0,1fr);column-gap:14px;row-gap:4px;padding:16px 16px 18px}.adv>div::before{grid-row:span 2;margin:0;align-self:start}}

/* Partner-Schnellzugang */
.seglinks{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.seglinks a{position:relative;background:var(--white);padding:26px 24px 56px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;gap:8px;border-top:4px solid var(--petrol);transition:border-color 200ms ease,transform 250ms var(--ease-out);min-width:0}
.seglinks a:active{transform:scale(.99)}
@media (hover:hover) and (pointer:fine){.seglinks a:hover{border-color:var(--cyan);transform:translateY(-4px)}}
.seglinks strong{color:var(--petrol);font-size:19px;font-weight:600}
.seglinks span{font-size:15px;line-height:1.55}
.seglinks i{position:absolute;left:24px;bottom:20px;color:var(--cyan-text);display:flex}
@media (max-width:1000px){.seglinks{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.seglinks{grid-template-columns:1fr}}

/* Kennzahlen */
.stats{background:var(--petrol);color:var(--white)}
.stats-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:32px}
.stat{position:relative;padding-top:22px;display:flex;flex-direction:column;gap:6px}
.stat b{font-size:clamp(36px,4.4vw,56px);line-height:1;font-weight:600;color:var(--cyan);font-variant-numeric:tabular-nums}
.stat>span{font-size:15px;color:var(--white)}
@media (max-width:900px){.stats-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}

/* Ablauf */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px;counter-reset:s}
.steps li{display:flex;flex-direction:column;gap:12px}
.steps .dot{display:flex;align-items:center;gap:12px}
.steps .dot b{width:52px;height:52px;border-radius:50%;background:var(--petrol);color:var(--white);display:grid;place-items:center;font-size:18px;flex:none}
.steps .dot i{flex:1;height:2px;background:var(--cyan)}
.steps li:last-child .dot i{display:none}
.steps li:last-child .dot b{background:var(--cyan);color:var(--petrol)}
.steps.four{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:900px){.steps,.steps.four{grid-template-columns:1fr}.steps .dot i{display:none}}

/* Team-Leiste */
.team-strip{display:flex;gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:16px;scrollbar-width:thin}
.member{flex:0 0 240px;scroll-snap-align:start;display:flex;flex-direction:column;gap:10px}
.member img{width:240px;max-width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 8%;filter:grayscale(.15);transition:filter .3s}
.member:hover img,.member.on img{filter:none}
.member{transition:opacity 300ms ease}
.team-strip.auto .member:not(.on){opacity:.55}
.member h3{font-size:18px}
.member span{font-size:14px;color:var(--petrol);font-weight:500}
.member p{font-size:14px;line-height:1.55}
.strip-nav{display:flex;gap:8px}
.strip-nav button{width:48px;height:48px;border-radius:50%;border:2px solid var(--petrol);background:var(--white);color:var(--petrol);cursor:pointer;display:grid;place-items:center;transition:background-color 150ms ease,color 150ms ease,transform 160ms var(--ease-out)}
.strip-nav button:active{transform:scale(.94)}
.strip-nav button:hover{background:var(--petrol);color:var(--white)}

/* Kundenstimmen */
.quotes{background:var(--soft)}
.q-wrap{display:grid;grid-template-columns:168px 1fr;gap:clamp(32px,5vw,72px);align-items:center}
.q-wrap>*{min-width:0}
.q-img{position:relative}
.q-img img{width:100%;aspect-ratio:1/1;object-fit:cover;object-position:center 18%;border-radius:50%;box-shadow:0 0 0 6px var(--white),0 0 0 8px var(--cyan)}
.q-text{display:flex;flex-direction:column;gap:22px}
.q-text blockquote{margin:0;font-size:clamp(20px,2.2vw,27px);line-height:1.5;font-weight:500;color:var(--petrol)}
.q-text blockquote,.q-who,.q-img img{transition:opacity 180ms ease,filter 180ms ease}
.q-wrap.swap blockquote,.q-wrap.swap .q-who,.q-wrap.swap .q-img img{opacity:0;filter:blur(2px)}
.q-meta{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}
.q-dots{display:flex;gap:12px}
.q-dots button{position:relative;width:12px;height:12px;border-radius:50%;border:2px solid var(--petrol);background:transparent;padding:0;cursor:pointer;transition:background-color 150ms ease}
.q-dots button::before{content:"";position:absolute;inset:-10px}
.q-dots button[aria-current="true"]{background:var(--petrol)}
.google{display:inline-flex;gap:14px;align-items:center;background:var(--white);padding:12px 18px;text-decoration:none;color:var(--ink);font-size:13px}
.google b{font-size:30px;color:var(--petrol);line-height:1}
@media (max-width:800px){.q-wrap{grid-template-columns:1fr}.q-img{max-width:120px}}

/* Karten allgemein */
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.card{background:var(--white);border:1px solid var(--line);display:flex;flex-direction:column;text-decoration:none;color:var(--ink);transition:transform 250ms var(--ease-out),border-color 200ms ease;min-width:0}
@media (hover:hover) and (pointer:fine){a.card:hover{transform:translateY(-4px);border-color:var(--petrol)}}
.card img{width:100%;aspect-ratio:16/10;object-fit:cover}
.card-b{padding:24px;display:flex;flex-direction:column;gap:10px;flex:1}
.card .cat{font-size:12px;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:var(--petrol)}
.card .meta{display:inline-flex;gap:8px;align-items:center}
.card .meta{margin-top:auto;font-size:13px}
@media (max-width:900px){.cards{grid-template-columns:1fr}}
@media (max-width:640px){[data-page="start"] .cards{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:14px;margin-inline:calc(var(--gut) * -1);padding:0 var(--gut) 8px;scroll-padding-inline:var(--gut);scrollbar-width:none}[data-page="start"] .cards::-webkit-scrollbar{display:none}[data-page="start"] .cards>.card{flex:0 0 82%;scroll-snap-align:start}}
@media (max-width:900px){.framed img{aspect-ratio:16/11!important}}

/* Liste */
.rows{border-top:2px solid var(--petrol)}
.rowi{display:grid;grid-template-columns:240px 1fr;gap:8px 32px;padding-block:26px;border-bottom:1px solid var(--line)}
.rowi>*{min-width:0}
@media (max-width:700px){.rowi{grid-template-columns:1fr}}

/* FAQ */
.faq details{border-bottom:1px solid var(--line);padding-block:22px}
.faq summary{list-style:none;cursor:pointer;font-weight:600;color:var(--petrol);font-size:18px;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:26px;line-height:1;color:var(--cyan-text);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{margin-top:12px;max-width:720px}
.faq{border-top:2px solid var(--petrol)}

/* Seiten-Hero (Unterseiten) */
.phero{background:var(--petrol);color:var(--white);overflow:hidden}
.phero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:clamp(32px,5vw,64px);align-items:end;padding-top:clamp(48px,7vw,88px)}
.phero-grid>*{min-width:0}
.phero h1{color:var(--white)}
.phero .stack{padding-bottom:clamp(48px,7vw,88px)}
.phero .lead{color:var(--white);font-weight:300}
.phero-img{align-self:stretch;display:flex;align-items:flex-end}
.phero-img img{width:100%;aspect-ratio:4/3;object-fit:cover;border-bottom:8px solid var(--cyan)}
.people{display:flex;gap:10px;align-items:flex-end}
.people figure{margin:0;flex:1;min-width:0}
.people img{width:100%;aspect-ratio:2/3;object-fit:cover;object-position:center top;border-bottom:none}
.people figcaption{background:var(--petrol-dark);padding:10px 12px 14px;font-size:13px;line-height:1.35;color:var(--muted)}
.people figcaption strong{display:block;color:var(--white);font-size:14px}
.people figure:nth-child(even){margin-bottom:36px}
@media (max-width:560px){.people{flex-wrap:wrap}.people figure{flex:1 1 40%}.people figure:nth-child(even){margin-bottom:0}}
.ph{background:var(--soft);display:grid;place-items:center;color:var(--cyan-text);font-weight:600;font-size:14px;text-align:center;padding:16px;border:2px dashed var(--line);aspect-ratio:4/5}
.fast{display:grid;grid-template-columns:auto 1fr;gap:clamp(24px,5vw,72px);align-items:center}
.fast>*{min-width:0}
.fast .num{font-size:clamp(64px,10vw,140px);line-height:.9;font-weight:700;color:var(--cyan);letter-spacing:-.03em}
.fast .num small{display:block;font-size:clamp(18px,2vw,24px);font-weight:500;color:var(--white);letter-spacing:0;margin-top:12px}
.fast h2{color:var(--white)}
.fast p{color:var(--white);font-weight:300}
@media (max-width:760px){.fast{grid-template-columns:1fr}}
.member .ph{width:240px;max-width:100%}
.funnel{display:grid;grid-template-columns:1fr 1.1fr;gap:clamp(32px,5vw,72px);align-items:center}
.funnel>*{min-width:0}
.funnel-box{background:var(--petrol);padding:clamp(24px,4vw,40px);display:flex;flex-direction:column;gap:20px;border-bottom:6px solid var(--cyan)}
.funnel-mock{background:var(--white);padding:24px;display:flex;flex-direction:column;gap:16px}
.funnel-mock .bar{height:6px;background:var(--line);display:block}
.funnel-mock .bar i{display:block;height:100%;width:25%;background:var(--cyan)}
.funnel-mock .q{font-weight:600;color:var(--petrol);font-size:19px}
.funnel-mock .opts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.funnel-mock .opts span{border:1px solid var(--line);padding:14px;font-size:15px;color:var(--petrol);font-weight:500;min-width:0;hyphens:auto}
@media (max-width:480px){.funnel-mock .opts{grid-template-columns:1fr}}
.funnel-mock .opts span:first-child{border-color:var(--petrol);background:var(--soft)}
.funnel-box .btn{align-self:flex-start}
.funnel-box small{color:var(--muted);font-size:12px;line-height:1.5}
@media (max-width:860px){.funnel{grid-template-columns:1fr}}
.legal{max-width:820px;display:flex;flex-direction:column;gap:14px;font-size:16px;line-height:1.7}
.legal h2{font-size:22px;margin-top:28px}
.legal h3{font-size:17px;margin-top:10px}
.legal ul{margin:0;padding-left:20px}
.legal .note{background:var(--soft);padding:16px 20px;font-size:14px;color:var(--petrol)}
@media (max-width:900px){.phero-grid{grid-template-columns:1fr}.phero .stack{padding-bottom:0}}
.crumb{font-size:14px;color:var(--muted)}
.crumb a{color:var(--muted);text-decoration:none}

/* Rechner */
.calc{display:grid;grid-template-columns:1.2fr 1fr;gap:0;background:var(--white);box-shadow:0 30px 60px -36px rgba(15,51,59,.5)}
.calc>*{min-width:0}
.calc-in{padding:clamp(24px,4vw,44px);display:flex;flex-direction:column;gap:22px}
.calc label{display:flex;flex-direction:column;gap:8px}
.calc .lab{display:flex;justify-content:space-between;gap:12px;font-weight:500;color:var(--petrol);font-size:15px}
.calc .lab output{font-weight:600;font-variant-numeric:tabular-nums}
.calc input[type=range]{width:100%;accent-color:var(--petrol);height:28px}
.calc-out{background:var(--petrol);color:var(--white);padding:clamp(24px,4vw,44px);display:flex;flex-direction:column;gap:18px;justify-content:space-between}
.calc-out .big{font-size:clamp(44px,5vw,64px);font-weight:600;line-height:1;color:var(--cyan);font-variant-numeric:tabular-nums}
.calc-out dl{margin:0;border-top:1px solid rgba(255,255,255,.15)}
.calc-out dl div{display:flex;justify-content:space-between;gap:12px;padding-block:12px;border-bottom:1px solid rgba(255,255,255,.15);font-size:15px}
.calc-out dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums}
.calc-out small{font-size:12px;color:var(--muted);line-height:1.5}
@media (max-width:860px){.calc{grid-template-columns:1fr}}

/* Formular */
.form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.form label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:500;color:var(--petrol);min-width:0}
.form .full{grid-column:1/-1}
.form input,.form select,.form textarea{font:400 16px var(--font);color:var(--ink);background:var(--white);border:1px solid var(--line);border-radius:2px;padding:13px 14px;min-height:50px;width:100%;min-width:0}
.form textarea{min-height:120px;resize:vertical}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--petrol);box-shadow:0 0 0 3px rgba(35,206,244,.35)}
.form .chk{flex-direction:row;align-items:flex-start;gap:10px;font-weight:400;color:var(--ink);font-size:13px;line-height:1.5}
.form .chk input{min-height:0;width:20px;height:20px;flex:none;margin:0;accent-color:var(--petrol)}
.form :is(input,select,textarea):user-invalid{border-color:#B42318;box-shadow:0 0 0 3px rgba(180,35,24,.15)}
.form-ok{background:var(--soft);border-left:0;padding:18px 20px;color:var(--petrol);font-weight:500}
@media (max-width:640px){.form{grid-template-columns:1fr}}


/* Google-Bewertungen */
.gband{background:var(--petrol);color:var(--white)}
.gband-in{display:grid;grid-template-columns:auto 1fr auto;gap:clamp(24px,4vw,56px);align-items:center;padding-block:clamp(40px,5vw,56px)}
.gband-in>*{min-width:0}
.gscore{display:flex;align-items:center;gap:18px}
.gscore b{font-size:clamp(48px,6vw,72px);line-height:1;font-weight:600;color:var(--white);font-variant-numeric:tabular-nums}
.gscore .stars svg{width:20px;height:20px;fill:var(--cyan)}
.gband p{color:var(--muted);font-size:15px}
.gband .live{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:var(--white);margin-bottom:6px}
.live i{width:8px;height:8px;border-radius:50%;background:var(--cyan);position:relative}
.live i::after{content:"";position:absolute;inset:0;border-radius:50%;background:var(--cyan);animation:pulse 2s var(--ease-out) infinite}
@keyframes pulse{from{transform:scale(1);opacity:.7}to{transform:scale(2.6);opacity:0}}
.greviews{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:8px}
@media (max-width:900px){.gband-in{grid-template-columns:1fr}.greviews{grid-template-columns:1fr}}

/* Instagram */
.insta{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:8px}
.insta a{position:relative;display:block;aspect-ratio:1/1;overflow:hidden;background:var(--soft)}
.insta img{width:100%;height:100%;object-fit:cover;transition:transform 400ms var(--ease-out)}
.insta a::after{content:"";position:absolute;inset:0;background:rgba(15,51,59,0);transition:background-color 200ms ease}
.insta svg{position:absolute;left:50%;top:50%;width:30px;height:30px;transform:translate(-50%,-50%) scale(.9);opacity:0;z-index:1;color:var(--white);transition:opacity 200ms ease,transform 200ms var(--ease-out)}
@media (hover:hover) and (pointer:fine){.insta a:hover img{transform:scale(1.04)}.insta a:hover::after{background:rgba(15,51,59,.45)}.insta a:hover svg{opacity:1;transform:translate(-50%,-50%) scale(1)}}
@media (max-width:900px){.insta{grid-template-columns:repeat(3,minmax(0,1fr))}}
.proto-note{font-size:12px;color:var(--ink);opacity:.8;margin-top:14px}


/* Cookie-Einwilligung */
.cc{position:fixed;left:24px;bottom:24px;z-index:80;width:min(560px,calc(100vw - 32px));max-height:calc(100vh - 48px);overflow:auto;background:var(--white);border-top:5px solid var(--cyan);box-shadow:0 30px 70px -20px rgba(15,51,59,.55),0 0 0 1px rgba(15,51,59,.08);padding:28px 28px 24px;display:flex;flex-direction:column;gap:14px;opacity:0;transform:translateY(16px);transition:opacity 300ms var(--ease-out),transform 300ms var(--ease-out)}
.cc.show{opacity:1;transform:none}
.cc h2{font-size:21px;line-height:1.3}
.cc p{font-size:14px;line-height:1.6}
.cc-btns{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:4px}
.cc-btns .btn{justify-content:center;padding:15px 16px;font-size:15px}
.cc-link{background:none;border:none;padding:4px 0;font:600 14px var(--font);color:var(--petrol);text-decoration:underline;text-underline-offset:.2em;cursor:pointer;align-self:flex-start}
.cc-opts{display:flex;flex-direction:column;border-top:1px solid var(--line)}
.cc-opt{display:grid;grid-template-columns:1fr auto;gap:4px 16px;align-items:center;padding:14px 0;border-bottom:1px solid var(--line)}
.cc-opt strong{color:var(--petrol);font-size:15px}
.cc-opt span{grid-column:1;font-size:13px;line-height:1.5}
.cc-opt input{grid-column:2;grid-row:1/span 2;width:22px;height:22px;accent-color:var(--petrol)}
.cc-opt em{grid-column:2;grid-row:1/span 2;font-style:normal;font-size:12px;font-weight:600;color:var(--ink)}
.consent-hint{background:rgba(255,255,255,.08);padding:14px 16px;font-size:13px;line-height:1.5;color:var(--white);display:flex;flex-direction:column;gap:10px;align-items:flex-start}
.consent-hint button{background:none;border:1px solid var(--cyan);color:var(--cyan);font:600 13px var(--font);padding:9px 14px;cursor:pointer;transition:background-color 150ms ease,color 150ms ease}
.consent-hint button:hover{background:var(--cyan);color:var(--petrol)}
.ftr .small button{background:none;border:none;padding:0;font:inherit;font-size:12px;color:var(--muted);cursor:pointer;text-decoration:none}
.ftr .small button:hover{color:var(--cyan)}
@media (max-width:560px){.cc{left:8px;right:8px;bottom:8px;width:auto;padding:22px 18px 18px}.cc-btns{grid-template-columns:1fr}}


/* Vertrauenszeile */
.trust{list-style:none;padding:0;margin:4px 0 0;display:flex;flex-wrap:wrap;gap:8px 20px;font-size:14px;font-weight:500;color:var(--petrol)}
.trust li{display:inline-flex;align-items:center;gap:8px}
.trust li::before{content:"";width:16px;height:16px;flex:none;background:var(--cyan-text);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3'%3E%3Cpath d='M4 12l5 5L20 6'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3'%3E%3Cpath d='M4 12l5 5L20 6'/%3E%3C/svg%3E") center/contain no-repeat}

/* Wir investieren selbst */
.invest{position:relative;min-height:clamp(520px,60vw,680px);display:flex;align-items:flex-end;overflow:hidden;background:var(--petrol-dark)}
.invest>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 30%}
.invest::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(15,51,59,0) 35%,rgba(15,51,59,.55) 100%)}
.invest-in{position:relative;z-index:1;width:100%;padding-block:clamp(32px,5vw,64px)}
.invest-card{background:var(--white);max-width:560px;padding:clamp(24px,4vw,40px);display:flex;flex-direction:column;gap:16px;border-top:5px solid var(--cyan);box-shadow:0 30px 60px -30px rgba(15,51,59,.6)}
.invest-card h2{font-size:clamp(24px,2.6vw,32px)}

/* Live-Hinweis klein */
.live-sm{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:600;color:var(--petrol);margin-top:2px}
.live-sm i{width:7px;height:7px;border-radius:50%;background:var(--cyan-text);position:relative}
.live-sm i::after{content:"";position:absolute;inset:0;border-radius:50%;background:var(--cyan-text);animation:pulse 2s var(--ease-out) infinite}

/* Netzwerk */
.plist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0;border-top:2px solid var(--petrol)}
.pcard{padding:36px 36px 36px 0;border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:14px;min-width:0}
.pcard:nth-child(2n){padding-left:36px;padding-right:0;border-left:1px solid var(--line)}
.plogo{height:120px;display:flex;align-items:center;padding:20px 24px;background:var(--soft);border-bottom:3px solid var(--cyan);margin-bottom:6px}
.plogo img{max-height:80px;max-width:100%;object-fit:contain}
.pcard-h{display:flex;flex-direction:column;gap:8px}
.pcard h2{font-size:clamp(22px,2.2vw,28px)}
.ptag{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--petrol)}
.pcard p{font-size:16px}
.plink{margin-top:auto;display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--petrol);text-decoration:none;align-self:flex-start;border-bottom:2px solid var(--cyan);padding-bottom:2px}
.plink svg{transition:transform 200ms var(--ease-out)}
@media (hover:hover) and (pointer:fine){.plink:hover svg{transform:translateX(4px)}}
@media (max-width:800px){.plist{grid-template-columns:1fr}.pcard,.pcard:nth-child(2n){padding:28px 0;border-left:none}}

/* CTA-Band */
.cta{background:var(--petrol-dark);position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;inset:0;background:radial-gradient(50% 120% at 100% 50%,rgba(35,206,244,.12),transparent 70%);pointer-events:none}
.cta-in{position:relative}
.cta h2{color:var(--white)}
.cta .over{margin-bottom:12px}
.cta-in{display:flex;flex-wrap:wrap;gap:28px;align-items:center;justify-content:space-between;padding-block:clamp(48px,6vw,72px)}
.cta h2{max-width:720px}

/* Unternehmer, Investoren, Bestandshalter */
.pc{background:var(--petrol-dark);color:var(--muted);position:relative;overflow:hidden}
.pc::before{content:"";position:absolute;inset:0;background:radial-gradient(55% 70% at 100% 0%,rgba(35,206,244,.11),transparent 65%);pointer-events:none}
.pc-grid{position:relative;display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(40px,6vw,96px);align-items:start}
.pc h2{color:var(--white);font-size:clamp(27px,2.7vw,36px)}
.pc-intro p{font-size:17px}
.pc-gf{display:flex;flex-wrap:wrap;gap:16px 28px;margin:8px 0 4px}
.pc-gf figure{margin:0;display:flex;gap:14px;align-items:center}
.pc-gf img{width:60px;height:60px;border-radius:50%;object-fit:cover;box-shadow:0 0 0 2px var(--petrol-dark),0 0 0 4px var(--cyan)}
.pc-gf figcaption{font-size:13px;line-height:1.4;color:var(--muted)}
.pc-gf strong{display:block;color:var(--white);font-size:15px;font-weight:600}
.pc-tel{color:var(--white);text-decoration:none;font-weight:600;font-size:15px;border-bottom:1px solid rgba(35,206,244,.6);padding-bottom:2px}
.pc-tel:hover{color:var(--cyan)}
.pc-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(28px,4vw,56px)}
.pc-list li{position:relative;padding:26px 0 30px;border-top:1px solid rgba(255,255,255,.14);display:flex;flex-direction:column;gap:8px}
.pc-list li::before{content:"";position:absolute;left:0;top:-1px;width:48px;height:2px;background:var(--cyan);transform-origin:left;transition:transform .7s var(--ease-out) var(--rd,0ms)}
.js-fx .pc-list li.rv:not(.rv-in)::before{transform:scaleX(0)}
.pc-list span{font-size:12px;font-weight:600;letter-spacing:.2em;color:var(--cyan);font-variant-numeric:tabular-nums}
.pc-list h3{color:var(--white);font-size:19px}
.pc-list p{font-size:15px;line-height:1.6;margin:0}
@media (max-width:900px){.pc-grid{grid-template-columns:1fr}}
@media (max-width:600px){.pc-list{grid-template-columns:1fr}.pc-list li{padding:18px 0 20px;gap:6px}.pc-list h3{font-size:17px}.pc-list p{font-size:14px}}
.pc-more{display:none}
@media (max-width:600px){
  .pc-list:not(.open) li:nth-child(n+4){display:none}
  .pc-more{display:inline-flex;justify-self:start;margin-top:-8px;background:none;border:1px solid rgba(255,255,255,.45);color:var(--white);font:inherit;font-size:15px;font-weight:600;padding:12px 18px;cursor:pointer}
  .pc-more:active{transform:scale(.98)}
}

/* Erlaubnis und Aufsicht */
.reg{list-style:none;margin:clamp(40px,5vw,56px) 0 0;padding:28px 0 0;border-top:1px solid rgba(255,255,255,.14);display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
.reg li{display:flex;gap:12px;align-items:flex-start;font-size:13px;line-height:1.45;color:var(--muted);min-width:0}
.reg svg{width:22px;height:22px;flex:none;stroke:var(--cyan);fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;margin-top:1px}
.reg strong{display:block;color:var(--white);font-weight:600;font-size:14px}
@media (max-width:900px){.reg{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:480px){.reg{grid-template-columns:1fr}}

/* Footer */
.ftr{background:var(--petrol);color:var(--white);border-top:6px solid var(--cyan)}
.ftr-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1.2fr;gap:40px;padding-block:64px 40px}
.ftr-grid>*{min-width:0}
.ftr h4{margin:0 0 14px;color:var(--cyan);font-size:15px;font-weight:600}
.ftr a{color:var(--white);text-decoration:none;display:block;padding-block:5px;font-size:15px}
.ftr a:hover{color:var(--cyan)}
.ftr .small{font-size:12px;color:var(--muted);border-top:1px solid rgba(255,255,255,.12);padding-block:20px 32px;display:flex;flex-wrap:wrap;gap:8px 24px}
.ftr .small a{display:inline;font-size:12px;color:var(--muted)}
@media (max-width:900px){.ftr-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.ftr-grid{grid-template-columns:1fr}}

.soft{background:var(--soft)}
.center{text-align:center;margin-inline:auto}
.head{display:flex;flex-wrap:wrap;gap:20px;justify-content:space-between;align-items:flex-end;margin-bottom:48px}
.head>div{display:flex;flex-direction:column;gap:14px;max-width:680px}
.role{color:var(--petrol);font-weight:500;margin-top:-4px}
.box{background:var(--soft);padding:28px 30px;display:flex;flex-direction:column;gap:8px}
.proto{background:var(--petrol-dark);color:var(--muted);font-size:12px;text-align:center;padding:6px var(--gut)}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition-property:opacity,color,background-color,border-color,filter!important}html{scroll-behavior:auto}}

/* Ratgeber-Artikel: Tabellen, Kurzantwort, Quellen, Autor */
.tbl{max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;border-top:3px solid var(--petrol)}
.tbl table{width:100%;border-collapse:collapse;font-size:16px;line-height:1.5}
.tbl th{text-align:left;font-weight:600;color:var(--petrol);padding:12px 14px;border-bottom:1px solid var(--line);background:var(--soft)}
.tbl td{padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.tbl td:first-child{font-weight:600;color:var(--petrol)}
.tbl td.n{white-space:nowrap}
.kurz{background:var(--soft);border-left:6px solid var(--cyan);padding:26px 28px;display:flex;flex-direction:column;gap:14px}
.kurz h2{font-size:20px}
.kurz .ticks{gap:10px;font-size:17px}
.src{font-size:14px;line-height:1.6;display:flex;flex-direction:column;gap:8px;border-top:1px solid var(--line);padding-top:20px}
.src ul{margin:0;padding-left:18px}
.src a{color:var(--cyan-text)}
.author{display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap;background:var(--petrol);color:var(--white);padding:24px 28px;font-size:16px;line-height:1.6}
.author strong{color:var(--cyan)}
@media (max-width:560px){.tbl table{font-size:14px}.tbl th,.tbl td{padding:10px 8px}.kurz{padding:22px 20px}.author{padding:22px 20px}}
/* Regionen */
.chips{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px}
.chips li{border:1px solid var(--line);background:var(--white);padding:8px 14px;font-size:15px;font-weight:600;color:var(--petrol)}
.laender{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px}
.land{background:var(--white);border-top:4px solid var(--cyan);padding:22px 22px 20px;display:flex;flex-direction:column;gap:6px;font-size:15px;line-height:1.55}
.land h3{font-size:19px}
.land b{color:var(--petrol)}
/* KI-Chat (Superchat) */
.chat-fab{position:fixed;right:24px;bottom:24px;z-index:70;display:flex;align-items:center;gap:10px;background:var(--petrol);color:var(--white);border:none;border-radius:999px;padding:14px 22px 14px 16px;font:600 15px var(--font);cursor:pointer;box-shadow:0 18px 40px -12px rgba(15,51,59,.55);transition:transform 160ms var(--ease-out),background 200ms}
.chat-fab:hover{background:var(--petrol-dark)}
.chat-fab:active{transform:scale(.97)}
.chat-fab svg{width:24px;height:24px;stroke:var(--cyan);flex:none}
body.sc-live .chat-fab,body.sc-live .chat{display:none!important}
.chat{position:fixed;right:24px;bottom:96px;z-index:75;width:min(380px,calc(100vw - 32px));max-height:min(560px,calc(100vh - 140px));background:var(--white);box-shadow:0 30px 70px -20px rgba(15,51,59,.55),0 0 0 1px rgba(15,51,59,.08);display:flex;flex-direction:column;overflow:hidden;opacity:0;transform:translateY(12px) scale(.98);transform-origin:bottom right;transition:opacity 220ms var(--ease-out),transform 220ms var(--ease-out)}
.chat.show{opacity:1;transform:none}
.chat-h{background:var(--petrol);color:var(--white);padding:16px 18px;display:flex;align-items:center;gap:12px;border-bottom:4px solid var(--cyan)}
.chat-h svg{width:28px;height:28px;stroke:var(--cyan);flex:none}
.chat-h strong{display:block;font-size:16px}
.chat-h span{font-size:13px;color:var(--muted)}
.chat-x{margin-left:auto;background:none;border:none;color:var(--white);font-size:28px;line-height:1;cursor:pointer;padding:2px 6px}
.chat-b{padding:18px 18px 10px;display:flex;flex-direction:column;gap:12px;overflow:auto;flex:1;background:var(--soft)}
.msg{max-width:86%;padding:12px 14px;font-size:15px;line-height:1.5;background:var(--white);color:var(--ink);align-self:flex-start;box-shadow:0 1px 0 var(--line)}
.msg a{color:var(--cyan-text);font-weight:600}
.msg.me{align-self:flex-end;background:var(--petrol);color:var(--white)}
.chat-q{display:flex;flex-wrap:wrap;gap:8px;padding:4px 18px 14px;background:var(--soft)}
.chat-q button{border:1px solid var(--petrol);background:var(--white);color:var(--petrol);font:600 13px var(--font);padding:8px 12px;border-radius:999px;cursor:pointer}
.chat-f{padding:14px 18px 16px;border-top:1px solid var(--line);font-size:13px;line-height:1.55;display:flex;flex-direction:column;gap:12px}
.chat-f a{color:var(--cyan-text)}
.chat-f .btn{justify-content:center}
.chat-in{display:flex;gap:8px}
.chat-in input{flex:1;min-width:0;border:1px solid var(--line);padding:12px;font:15px var(--font);color:var(--petrol)}
.chat-in .btn{padding:12px 16px}
@media (max-width:560px){.chat-fab span{display:none}.chat-fab{padding:16px;right:16px;bottom:16px}.chat{right:16px;bottom:88px}}
@media (prefers-reduced-motion:reduce){.chat,.chat-fab{transition:none}}

/* Deutschlandkarte (Natural Earth, gemeinfrei). Effekte: Punktraster breitet sich von Karlsruhe aus, Linien zeichnen sich nach Entfernung,
   Städte ploppen auf, Lichtpunkte laufen dauerhaft von Karlsruhe in alle Städte, Hover hebt eine Verbindung hervor */
.map-card{position:relative;z-index:1;background:var(--petrol);aspect-ratio:1/1}
.map-card svg{display:block;width:100%;height:100%}
.map-hero{width:100%;aspect-ratio:1/1;max-height:560px;background:var(--petrol-dark);border-bottom:8px solid var(--cyan)}
.map-outline{fill:none;stroke:rgba(255,255,255,.35);stroke-width:1.2;stroke-linejoin:round}
.map-card .reveal{transform:scale(0)}
.map-card.in .reveal{transform:scale(1);transition:transform 2.2s cubic-bezier(.25,.8,.25,1)}
.map-card .route{fill:none;stroke:var(--cyan);stroke-width:1.1;stroke-opacity:.55;stroke-dasharray:1;stroke-dashoffset:1;transition:stroke-dashoffset var(--t) var(--ease-out) var(--d),stroke-opacity .25s,stroke-width .25s}
.map-card.in .route{stroke-dashoffset:0}
.map-card .glow,.map-card .spark{fill:none;stroke-linecap:round;stroke-dasharray:var(--s) 2;stroke-dashoffset:var(--s);opacity:0;pointer-events:none;transition:opacity .25s}
.map-card .glow{stroke:var(--cyan);stroke-width:8}
.map-card .spark{stroke:var(--white);stroke-width:3}
.map-card.in .glow{opacity:.3}
.map-card.in .spark{opacity:1}
.map-card.in .glow,.map-card.in .spark{animation:spark var(--p) linear calc(var(--d) + var(--t) + var(--o)) infinite;animation-play-state:paused}
.map-card.live .glow,.map-card.live .spark{animation-play-state:running}
.map-card .city{fill:var(--white);transform-box:fill-box;transform-origin:center;transform:scale(0);transition:transform .55s cubic-bezier(.34,1.56,.64,1) calc(var(--d) + var(--t) - .1s),fill .25s}
.map-card.in .city{transform:scale(1)}
.map-card .c text{fill:var(--white);font:500 12.5px var(--font);opacity:0;transition:opacity .45s var(--ease-out) calc(var(--d) + var(--t)),fill .25s}
.map-card.in .c text{opacity:1}
.map-card .hit{fill:transparent}
@media (hover:hover) and (pointer:fine){
  .map-card .net:hover .c .route{stroke-opacity:.15}
  .map-card .net:hover .c:not(:hover) .spark,.map-card .net:hover .c:not(:hover) .glow{opacity:.12}
  .map-card .net .c:hover .route{stroke-opacity:1;stroke-width:2.2}
  .map-card .c:hover .city,.map-card .c:hover text{fill:var(--cyan)}
}
.map-card .hq{fill:var(--cyan);stroke:var(--petrol);stroke-width:3}
.map-hero .hq{stroke:var(--petrol-dark)}
.map-card .hq-ring{fill:none;stroke:var(--cyan);stroke-width:2;transform-box:fill-box;transform-origin:center;opacity:0}
.map-card.live .hq-ring{animation:hqpulse 2.8s var(--ease-out) infinite}
.map-card.live .hq-ring.r2{animation-delay:1.4s}
.map-card .hq-label{fill:var(--cyan);font:700 14px var(--font)}
@keyframes spark{from{stroke-dashoffset:var(--s)}to{stroke-dashoffset:-1}}
@keyframes hqpulse{0%{transform:scale(1);opacity:.9}100%{transform:scale(3.2);opacity:0}}
@media (max-width:560px){.map-card .c text{font-size:17px}.map-card .c .m{display:none}.map-card .hq-label{font-size:18px}}
@media (prefers-reduced-motion:reduce){.map-card .reveal{transform:scale(1)!important;transition:none!important}.map-card .route{stroke-dashoffset:0;transition:none}.map-card .city{transform:scale(1);transition:none}.map-card .c text{opacity:1;transition:none}.map-card .glow,.map-card .spark,.map-card .hq-ring{animation:none!important;opacity:0!important}}

/* Ratenrechner: Zins/Tilgung-Balken und Restschuld-Kurve */
.calc-split{display:flex;flex-direction:column;gap:8px}
.calc-split-l{display:flex;justify-content:space-between;flex-wrap:wrap;gap:6px 12px;font-size:14px}
.calc-split-l b{font-variant-numeric:tabular-nums;margin-left:4px}
.calc-split-l i{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:6px}
.calc-bar{display:flex;height:10px;border-radius:5px;overflow:hidden;background:rgba(255,255,255,.12)}
.calc-bar i{display:block;height:100%;transition:width .42s var(--ease-out)}
.kz{background:rgba(255,255,255,.55)}
.kt{background:var(--cyan)}
.calc-chart{margin:0}
.calc-chart svg{display:block;width:100%;height:auto;overflow:visible}
.calc-chart .ax{stroke:rgba(255,255,255,.25);stroke-width:1}
.calc-chart text{fill:rgba(255,255,255,.6);font:500 10px var(--font)}
.calc-chart .area{fill:rgba(35,206,244,.16);opacity:0;transition:opacity .8s var(--ease-out) .6s}
.calc-chart .line{fill:none;stroke:var(--cyan);stroke-width:2.2;stroke-linejoin:round;stroke-linecap:round;stroke-dasharray:1;stroke-dashoffset:1;transition:stroke-dashoffset 1.4s var(--ease-out) .2s}
.calc-chart .mk{stroke:rgba(255,255,255,.35);stroke-dasharray:3 3}
.calc-chart .mkd{fill:var(--white);stroke:var(--petrol);stroke-width:2;opacity:0;transition:opacity .4s 1.3s}
.calc.in .calc-chart .area,.calc.in .calc-chart .mkd{opacity:1}
.calc.in .calc-chart .line{stroke-dashoffset:0}
.calc-chart figcaption{font-size:14px;line-height:1.6;margin-top:6px}
.calc-chart figcaption b{color:var(--cyan);font-variant-numeric:tabular-nums}
/* Interaktive Bundesländer-Karte */
.lmap{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:clamp(24px,4vw,48px);align-items:stretch}
.lmap-map{background:var(--petrol);position:relative}
.lmap-map svg{display:block;width:100%;height:auto}
.lmap .st{fill:rgba(255,255,255,var(--a));stroke:var(--petrol);stroke-width:1.2;stroke-linejoin:round;cursor:pointer;opacity:0;transition:fill .2s,opacity .5s var(--ease-out) calc(var(--k) * 45ms)}
.lmap.in .st{opacity:1}
.lmap .st:hover,.lmap .st.on{fill:var(--cyan)}
.lmap .st:focus{outline:none}
.lmap .st:focus-visible{fill:var(--cyan);stroke:var(--white);stroke-width:2.5}
.lmap-leg text{fill:rgba(255,255,255,.75);font:500 13px var(--font)}
.lmap-info{background:var(--white);border-top:5px solid var(--cyan);box-shadow:0 30px 60px -36px rgba(15,51,59,.5);padding:clamp(24px,3.5vw,40px);display:flex;flex-direction:column;gap:14px}
.lmap-k{font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--cyan-text)}
.lmap-info h3{font-size:clamp(24px,2.6vw,32px)}
.lmap-big{display:flex;align-items:baseline;gap:12px;color:var(--petrol)}
.lmap-big b{font-size:clamp(44px,5vw,60px);line-height:1;font-weight:600;font-variant-numeric:tabular-nums}
.lmap-info dl{margin:0;border-top:1px solid var(--line)}
.lmap-info dl div{display:flex;justify-content:space-between;gap:16px;padding-block:11px;border-bottom:1px solid var(--line);font-size:15px}
.lmap-info dt{color:var(--ink)}
.lmap-info dd{margin:0;font-weight:600;color:var(--petrol);text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.lmap-info dd.w{white-space:normal}
.lmap-info.flash h3,.lmap-info.flash .lmap-big{animation:lflash .45s var(--ease-out)}
@keyframes lflash{from{opacity:.2;transform:translateY(6px)}}
.lmap-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:10px;margin-top:24px}
.lmap-list button{display:flex;flex-direction:column;align-items:flex-start;gap:2px;text-align:left;background:var(--white);border:1px solid var(--line);border-left:4px solid var(--line);padding:12px 14px;font:inherit;color:var(--ink);cursor:pointer;transition:border-color .2s,background .2s}
.lmap-list button strong{color:var(--petrol);font-size:15px}
.lmap-list button span{font-size:13px;line-height:1.4}
.lmap-list button:hover{border-left-color:var(--cyan-text)}
.lmap-list button.on{border-left-color:var(--cyan);background:#EAF9FD}
@media (max-width:900px){.lmap{grid-template-columns:1fr}}
/* Schritte: Lichtlinie beim Scrollen */
.steps .dot i{transform-origin:left center;transform:scaleX(0);transition:transform .7s var(--ease-out) calc(var(--k) * .75s + .35s)}
.steps.in .dot i{transform:scaleX(1)}
.steps.in .dot b{animation:stepLit .7s var(--ease-out) calc(var(--k) * .75s) both}
.js-fx .steps li>:not(.dot){opacity:0;transform:translateY(8px);transition:opacity .5s var(--ease-out) calc(var(--k) * .75s + .2s),transform .5s var(--ease-out) calc(var(--k) * .75s + .2s)}
.js-fx .steps.in li>:not(.dot){opacity:1;transform:none}
@keyframes stepLit{0%{transform:scale(.85);box-shadow:0 0 0 0 rgba(35,206,244,.7)}55%{transform:scale(1.08);box-shadow:0 0 0 14px rgba(35,206,244,0)}100%{transform:scale(1);box-shadow:0 0 0 0 rgba(35,206,244,0)}}
/* Netzwerk-Grafik */
.net-card{width:100%;aspect-ratio:600/520;background:var(--petrol-dark);border-bottom:8px solid var(--cyan)}
.net-card .nnode{opacity:0;transform:translateY(10px);transition:opacity .5s var(--ease-out) var(--d),transform .5s var(--ease-out) var(--d)}
.net-card.in .nnode{opacity:1;transform:none}
.net-card .nnode rect{fill:var(--white)}
.net-card .nnode text{fill:var(--petrol);font:600 13px var(--font)}
.net-card .ncenter{fill:var(--petrol);stroke:var(--cyan);stroke-width:3}
.net-card.live .hq-ring{animation-name:netpulse}
@keyframes netpulse{0%{transform:scale(1);opacity:.8}100%{transform:scale(1.55);opacity:0}}
/* Lesefortschritt und Inhaltsverzeichnis im Blog */
.readbar{position:fixed;left:0;right:0;top:0;height:4px;z-index:60;pointer-events:none}
.readbar i{display:block;height:100%;background:var(--cyan);transform-origin:left;transform:scaleX(0)}
.art-grid{display:grid;grid-template-columns:minmax(0,760px);justify-content:center;gap:56px}
.art-body{display:flex;flex-direction:column;gap:22px;font-size:18px;line-height:1.75;min-width:0}
.art-body h2{scroll-margin-top:110px}
.toc{display:none}
@media (min-width:1200px){.art-grid{grid-template-columns:minmax(0,760px) 240px}.toc{display:block;position:sticky;top:110px;align-self:start;font-size:14px;line-height:1.45}}
.toc p{font-weight:600;color:var(--petrol);margin:0 0 10px;text-transform:uppercase;letter-spacing:.06em;font-size:12px}
.toc button{display:block;width:100%;text-align:left;background:none;border:0;border-left:2px solid var(--line);padding:7px 0 7px 14px;font:inherit;color:var(--ink);cursor:pointer;transition:color .2s,border-color .2s}
.toc button:hover{color:var(--petrol)}
.toc button.on{color:var(--petrol);border-left-color:var(--cyan);font-weight:600}
/* Sanftes Einblenden beim Scrollen */
.js-fx .rv:not(.rv-in){opacity:0}
.rv-in{animation:rvIn .7s var(--ease-out) backwards;animation-delay:var(--rd,0s)}
@keyframes rvIn{from{opacity:0;transform:translateY(18px)}}
/* Unterstreichung in Überschriften */
.hl{background:linear-gradient(var(--cyan),var(--cyan)) no-repeat 0 94%/0% .1em;-webkit-box-decoration-break:clone;box-decoration-break:clone;animation:hlDraw .9s var(--ease-out) .4s forwards}
@keyframes hlDraw{to{background-size:100% .1em}}
@media (prefers-reduced-motion:reduce){
  .calc-chart .area,.calc-chart .line,.calc-chart .mkd,.calc-bar i,.lmap .st{transition:none}
  .steps .dot i{transition:none}.steps.in .dot b{animation:none}
  .js-fx .steps li>:not(.dot),.js-fx .rv:not(.rv-in){opacity:1;transform:none}
  .rv-in,.lmap-info.flash h3,.lmap-info.flash .lmap-big{animation:none}
  .hl{animation:none;background-size:100% .1em}
}

/* Kennzahlen: Linie zeichnet sich mit Lichtpunkt, Ziffern rollen wie ein Zählwerk, Plus springt auf, Zahl leuchtet kurz */
.stat::before{content:"";position:absolute;left:0;right:0;top:0;height:2px;background:var(--cyan);transform-origin:left;transition:transform .9s var(--ease-out) calc(var(--k,0) * .15s)}
.stat::after{content:"";position:absolute;top:-3px;left:0;width:8px;height:8px;border-radius:50%;background:var(--white);box-shadow:0 0 14px 5px rgba(35,206,244,.8);opacity:0;pointer-events:none}
.js-fx .stats-grid:not(.in) .stat::before{transform:scaleX(0)}
.js-fx .stats-grid.in .stat::after{animation:statSpark .9s var(--ease-out) calc(var(--k) * .15s) both}
@keyframes statSpark{0%{left:0;opacity:1}85%{opacity:1}100%{left:calc(100% - 8px);opacity:0}}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.odo{display:inline-flex;align-items:flex-start;line-height:1.1}
.odo .dg{display:inline-block;height:1.1em;overflow:hidden}
.odo .strip{display:block;transition:transform 1.9s cubic-bezier(.12,.8,.2,1) calc(var(--k) * .15s + var(--j) * .09s + .15s)}
.odo .strip::before{content:"0\A 1\A 2\A 3\A 4\A 5\A 6\A 7\A 8\A 9\A 0\A 1\A 2\A 3\A 4\A 5\A 6\A 7\A 8\A 9";white-space:pre;display:block;line-height:1.1}
.stats-grid.in .odo .strip{transform:translateY(calc(var(--to) * -1.1em))}
.odo .suf{display:inline-block;transform:scale(0);transform-origin:50% 60%;transition:transform .55s cubic-bezier(.34,1.56,.64,1) calc(var(--k) * .15s + 1.75s)}
.stats-grid.in .odo .suf{transform:scale(1)}
.stats-grid.in .odo{animation:statGlow 1.4s ease-out calc(var(--k) * .15s + 1.8s) both}
@keyframes statGlow{0%{text-shadow:0 0 0 rgba(35,206,244,0)}35%{text-shadow:0 0 26px rgba(35,206,244,.9)}100%{text-shadow:0 0 0 rgba(35,206,244,0)}}
.js-fx .stat>span{opacity:0;transform:translateY(10px);transition:opacity .6s var(--ease-out) calc(var(--k) * .15s + .7s),transform .6s var(--ease-out) calc(var(--k) * .15s + .7s)}
.js-fx .stats-grid.in .stat>span{opacity:1;transform:none}

/* Liste neben kurzem Text: kompaktes Raster mit zwei Spalten statt langer Zeilen – kein Leerraum unter dem Text */
.rows.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 36px;border-top:0}
.rows.grid2 .rowi{display:flex;flex-direction:column;gap:8px;padding-block:22px 26px;border-bottom:0;border-top:2px solid var(--petrol)}
.rows.grid2 .rowi p{font-size:15.5px;line-height:1.6}
.split:has(> .rows.grid2){align-items:center!important}
@media (max-width:640px){.rows.grid2{grid-template-columns:1fr}}

/* Zwei weiße Abschnitte hintereinander: nur ein Abstand statt zwei */
section.sec:not(.soft):not(.on-dark):not(.stats):not(.quotes):not(.cta)+section.sec:not(.soft):not(.on-dark):not(.stats):not(.quotes){padding-top:0}
/* Handy: Abstände straffen (bewusst am Ende, damit es die Grundwerte überschreibt) */
@media (max-width:640px){
  .sec{padding-block:40px}
  .cta-in{padding-block:36px}
  .hero-grid{padding-top:36px}
  [data-page="start"] .split .framed img{aspect-ratio:4/3!important}
}

/* Livebetrieb */
.proto-note{display:none!important}
.hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.funnel-frame{background:var(--white)}
.funnel-frame iframe{display:block;width:100%;height:780px;border:0}
.funnel-box .funnel-alt{color:var(--muted);font-size:13px;text-decoration:underline;text-underline-offset:.2em;align-self:flex-start}
.funnel-box .funnel-alt:hover{color:var(--cyan)}
.form-err{color:#B3261E;font-size:15px;margin:0}
.form-err a{color:inherit}